Categorized | Opinion

Lawsuit Facts

By David Peel

Many people assume that those who file a lawsuit are greedy and want to milk an injury for all it is worth.  Without a doubt, there are those who do just that.  But I think that they are the exception that gets all the attention.

Corporations, drivers and businesses are represented by insurance companies who make their money only by collecting premiums and then “adjusting” claims to less than they are worth, or the least that can be paid. They might tell you that your brand new $1,000 couch was only worth $200.00 when it was destroyed, or your truck is worth half what you paid for it after an accident.

They sometimes do the same thing in injury cases. Insurance companies often rely on “delays in treatment” if you do not go to the Emergency Room from an accident scene or follow up with your physician right away. But if you go to your doctor consistently, they might assert that you “over-treated.”  Some are much fairer and more reasonable than others.

Insurance companies are mostly publicly-traded billion dollar corporations totally concerned with making profits for their shareholders. There is nothing evil about that; but the more that they pay out in claims, the less money they make. Personal injury lawyers can help maximize the recovery.  So, some insurance representatives discourage victims from hiring a lawyer at all.

Not every injury or bad outcome should become a lawsuit; but if you are “waiting on the insurance company to be fair,” you will almost always be disappointed.  Sometimes, the adjusters do not tell you about the limited time you have to file a lawsuit. Other times, you might sign away your rights in a full and final release.

Some insurance adjusters are good folks, but some are not. Either way, their loyalty is to their company and not to you. Truthfully, they have to admit that.  An injury lawyer is the only one entirely on your side, to navigate you through the difficult waters of injuries, deaths and losses caused by another’s negligence.

Peel seeks justice for those injured in car accidents, work place incidents, medical malpractice, and nursing homes. He often addresses churches, clubs and groups without charge. Peel may be reached through wherein other articles may be accessed.

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September 2012
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