Categorized | Business

Money Tips for Sudents, February 2014

Online security can help protect you from cyber thieves
The recent hacking theft of a large retailer’s database of millions of credit and debit card numbers should make everyone, even students, more careful about safeguarding their hard-earned money from cyber thieves. The following measures can help, according to KHEAA.
Never provide personal information such as Social Security number, bank account or credit card numbers in response to a phone call, fax, letter or email. If you get an email from a bank or company with which you do business, don’t click on any links in the email. The link may lead you to a fake web page run by thieves hoping you’ll enter personal information, or it may install spyware or malware on your computer. Instead, sign in through the website you normally use when you do business with that firm.
Never provide bank, credit card or other sensitive data when visiting a website that doesn’t explain how your personal information will be protected, including the use of encryption to safely transmit and store data.
If you’re using an ATM card or debit card, ensure no one standing nearby can see your personal identification number (PIN).
On your personal computer, install a free or low-cost firewall to stop intruders from gaining remote access to your PC. Download and frequently update security patches offered by your operating system and software vendors to correct weaknesses that a hacker could exploit.
KHEAA is a public, non-profit agency established in 1966 to improve students’ access to college. It provides information about financial aid and financial literacy at no cost to students and parents. KHEAA provides the ThinkAhead Net Price Calculator to universities and colleges. The calculator, available on a school’s website, lets students and parents determine their out-of-pocket costs for attending that school. KHEAA also helps colleges manage their student loan default rates and verify information submitted on the Free Application for Federal Student Aid (FAFSA).
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