By David Peel
As an injury lawyer, I work with the insurance of my injured clients.
“The American Family Life Assurance Company of Columbus,” much better known by its acronym “AFLAC” and its cute, white duck, is not like most other insurance you know about. AFLAC is not actually health insurance. It helps with those expenses, regardless of major medical coverage. (That’s why the duck is always handing cash to people in casts on commercials.) People usually buy it at work, because that is also where most Americans also buy health insurance.
They offer options that include the ground-breaking cancer expense policy they created. Essentially, you take out the policy and pay the premiums, and if you ever get cancer, they pay various monetary benefits based on the length you have gone without a cancer diagnosis. They even pay wellness benefits for getting tested for cancer to help prevent it.
Additionally, they feature disability policies. Short-term disability policies that can help bridge the gap between an injury and social security disability.
Not surprisingly, they offer life insurance policies too.
I like their accident policies. I mentioned the duck handing out cash on the casted people on commercials.
That is why. With teenagers and active outdoor lifestyles, our family has had more than our fair share of breaks and bruises. The accidental injury policies allow you to collect for an injury by accident regardless of the cause. It does not matter what your health insurance pays or anything else.
They pay a certain amount of money for each MRI, physical therapy, fracture or surgery in accordance with the policy. It also features a wellness benefit.
While best known for the duck, Aflac was also recognized by Fortune magazine on its list of 100 Best Companies to Work For, for the past 14 years. Speaking of the duck, back in 2000 the Aflac duck’s first commercial, “Park Bench,” aired on television rocketing the little company into common knowledge. Aflac’s name recognition soared from 11 percent to 94 percent where it remains today.
According to Aflac, the duck has starred in commercials with Yogi Berra, Wayne Newton, Chevy Chase and also appeared in the movie Lemony Snicket’s “A Series of Unfortunate Events.”
But, even as famous as the duck is, I don’t think the message of what they really do is getting out. But now you know.
Peel seeks justice for those injured in car accidents, work place incidents, medical malpractice, and nursing homes. He often addresses churches, clubs and groups without charge. Peel may be reached through PeelLawFirm.com wherein other articles may be accessed.
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