By David Peel
July in Tennessee brings several things to your local injury lawyer: oppressive heat and humidity, fireworks to honor our country and its veterans, optimistic predictions about SEC football this fall, and on July 1 every year, new Tennessee laws take effect.
The Uninsured Driver: The state’s uninsured motorist rate, which is currently at almost 25% is much higher around here. There are approximately 40,000 crashes a year that involve uninsured motorists statewide.
The new law creates a real-time system of auto liability policy verification. Tennessee law requires drivers to have a driver’s license, vehicle registration and insurance; however, there is no verification system to track the insurance requirement.
The new law also increases the fine for failure to provide proof of insurance from $100 to $300. Starting in 2016, if a driver fails to provide proof of insurance to an officer, the officer may tow the vehicle as long as the officer’s agency has adopted a policy for such procedure.
My regular readers will know that having a large Uninsured Motorists policy is key in our area. We run more like 38% uninsured and if they commit a hit and run, you only have your own UM policy to make a claim against.
Hot cars: You could already break into cars to rescue babies, and now you will not be liable for any damage caused by breaking into a car to rescue an animal in danger.
Gun permits: You can now buy a lifetime handgun carry permit for a fee of $500.
Guns at work: Employees will be protected if they are fired, or face “adverse employment action,” because they are storing a gun or ammunition in a car in the employer parking lot.
Abortion: Facilities or physicians offices where more than 50 abortions are performed per year will be licensed as ambulatory surgical treatment centers.
There will be a 48-hour waiting period for women wishing to get an abortion. There is an exception for a medical emergency.
Peel seeks justice for those injured in car accidents, work place incidents, medical malpractice, and nursing homes. He often addresses churches, clubs and groups without charge. Peel may be reached through PeelLawFirm.com wherein other articles may be accessed.
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