By David Peel
Insurance companies have a very nice representative who seems attentive and cheerful about resolving your matter.
But months go by. Every time you email, mail, or fax something in, she can’t seem to locate it. She’s always waiting on one more record. She assures you she wants to take care of you.
On the 364th day after your crash, she finally offers you $1,000. Since you have medical bills more than $10,000, plus lost wages and pain and suffering, you’re offended and say “that’s not enough.” She says the most she can go is $1,500 and that’s fair and all the law allows.
Now even though you’re not the type to run off to a lawyer, and all year long she has been assuring you she was going to take care of things, you now say you’re going to have to find an attorney. You make appointments the following week to determine which one you will work with. It is only then that you realize that she has strung you along pass the statute of limitations.
Now it’s not that your case has less value. Your case has zero value.
Remember in Tennessee, we have only a one year statute of limitations.
Most of my clients do not run off to lawyers for every fender bender, but when they are hurt and being strung along, they seek help.
Then, they see the difference as soon as the insurance company receives my letter and a new senior adjuster is assigned to the case to handle the file. Everything changes.
Like Charter used to say, “if you need help, get help. If not from us, from somebody.”
Peel seeks justice for those injured in tractor trailer and car accidents, medical malpractice, and disability. He often addresses churches, clubs and groups without charge. Peel may be reached through PeelLawFirm.com wherein other articles may be accessed.
